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Earn extra cash with these money making apps

Posted on September 19, 2019October 13, 2019

What if I told you that you can make a little extra money with minimal effort or just by doing things you already do anyway?  Sound too good to be true? You might be a bit suspicious or skeptical. I was too at first, but after getting some firsthand experience I can assure you that this is a legitimate way to make some cash… or at least gift cards if nothing else.  I’m talking about money making apps you can download onto your phone. There are several out there that reward you with points which you can then redeem for cash or gift cards. I wouldn’t recommend something unless I’ve tried it myself. The apps listed below are money making apps that are currently on my phone and that I use on a regular basis.  All apps are available in both iPhone and Android stores.

Achievement 

Do you wear a fitness tracker to track your steps, miles, and heart rate?  Then you should definitely be using the Achievement app! This is another set it and forget it app that gives you points as it tracks your steps, heart rate, sleep, and other healthy activities.  Even if you don’t wear a fitness tracker, it will give you points for connecting it with other health apps such as Apple Health or MyFitnessPal. You can also earn extra points through the app by taking surveys or reading provided articles.  You will be rewarded $10 for every 10,000 points you earn. Have your money sent to you through PayPal, direct deposited into your account, or you can donate it to charity.  

Fetch Rewards

The Fetch Rewards app works directly with popular brands to give you rewards when you scan your grocery receipts to the app.  Unlike other rebate apps I’ve tried that make you search their product list for items you might have purchased and then scan your receipt to get the rebate on that particular item, the Fetch Rewards app does all that work for you!  All you have to do is scan your receipt and you will automatically earn points on any participating products. Points can then be redeemed for gift cards, and not just standard Amazon or Starbucks gift cards. They have gift cards for all different types of stores such as beauty, electronics, entertainment, fashion, restaurants, etc.  And of course you have the option of donating your rewards to charity as well.  

Job Spotter

This is an app developed by the job site Indeed in order to crowd-source hiring information.  Here’s how it works. When you’re out and about and spot a Now Hiring or Help Wanted sign, you use the Job Spotter app to take a picture of it.  Then you take a picture of the storefront. Once you’ve submitted these pictures you will be rewarded with points. The number of points you receive will vary depending on the obscurity of the place that’s hiring. 

Bigger chains won’t fetch as many points as mom and pop stores. But you can expect to receive anywhere between 5 to 100 points per entry. 1 point = 1 cent. I’ve been using this app for a while and am almost at the $50 mark!  Rewards can only be redeemed in the form of an Amazon gift card. Unlike some of the other apps I’ve listed, which reward you for doing things you already do anyway, using this app requires a bit more effort. But the rewards are greater which means you’ll earn money faster!

These are so many money making apps out there!  Even though it may take a while to earn those rewards, with some patience and diligence, you will find yourself with some extra spending money you would not have had otherwise.  Look into downloading some of these apps today! Also, please comment and let me know about some of your favorite money making apps!

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1 thought on “Earn extra cash with these money making apps”

  1. CrankyBeach says:
    November 8, 2019 at 10:27 am

    Hey, Stacy, got a couple more you can add to the list, all tried out and vetted by me.

    First, Mypoints. This one is mostly surveys, and there are other daily activities. Rewards come in the form of a good number of store gift cards as well as PayPal, which delivers cold hard cash to your PayPal account. Of course the ubiquitous Amazon is high on the list, but here’s the thing about Amazon. You can use an Amazon gift card balance to turn around and buy Whole Foods gift cards, which help immensely with the grocery bill.

    Second, Microsoft Rewards. There are daily activities and quizzes (which take up very little time) and points are also rewarded for searches on Bing. You just do the search; you do not have to actually click through on a search result to earn the points. I am told that the Amazon gift cards only show up as available when you stay at “level 2” in any given month, meaning you basically have to do every available activity to get there, but again those don’t take up very much time. I push this one for every available point and I earn a $5 Amazon gift card about every 3 weeks. There are a very few other rewards available but none of them hold the slightest interest for me, so Amazon it is.

    Third (and newest in my arsenal). It’s called Giftloop, and apparently it’s only available for Android right now. This is the one where you earn “coins” (aka points) just for having the phone plugged in and charging. There are also surveys, advertising videos (of course) and you can also earn for downloading and trying out various apps, which I have not done. It is definitely not a scam; I just redeemed my third $5 Amazon gift card, and I’ve been using it for just a few months. Other gift cards are available including PayPal cash. The app will work on an Android tablet as well as a phone, but you will not earn double charging points if you have it running on more than one device at once.

    Both Giftloop and Mypoints have “refer and earn” programs, so if you’d care to at least try out either of them, let me know and I’ll get you a referral link. You can then in turn refer other people and earn reward for yourself.

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Hi! I’m Stacy, creator of Treasure for Tomorrow. I’m here to help you pay off debt, stop living paycheck to paycheck, and build wealth by creating a cash flow plan and learning how to manage your money wisely!

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My daughter was hospitalized over Christmas break My daughter was hospitalized over Christmas break and her condition was critical. Praise God she has since made a full recovery! Last week I shared the whole tale in my Instagram stories but I’m sure a lot of you missed it. So today I added it as a highlight if you’d like to check it out. It explains what our family went through and why I haven’t been as active on here over the last few months. Now that we’re past it and in a good place, I wanted to finally share the story. You can find it in the highlight titled Hospital.
I rang in 2023 in my daughter’s hospital room more I rang in 2023 in my daughter’s hospital room more than a thousand miles from home. We traveled to Texas to spend Christmas with godfamily and while here my daughter got extremely sick. She was hospitalized last Tuesday and we found out she has e-coli. It’s affected her kidney function to the point that she’s on dialysis and as of last night she needed a blood transfusion. Needless to say 2023 has not been my favorite so far.

But as I look back on 2022 I am grateful for all the blessings that came our way. We remodeled our entire bottom floor and were able to take several trips, including a 2 week European trip of a lifetime. I am grateful for the blessings and I’m hopeful that things will turn around in 2023. 

Hope you all had a happy new year!
Will baking your own cake to save money vs. buying Will baking your own cake to save money vs. buying a ready-made one make you or break you financially? No, of course not! But it’s making those small choices consistently over time that will make a big difference in the long run. This is just one example of a small way to save money if you have the time to make something yourself vs. spending more to buy it ready made.

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When someone asks me how they can get started with When someone asks me how they can get started with improving their finances I tell them it starts with mindset. Before any money is made, budgeted, moved around, saved, paid, or used to pay off debt, the mindset and motivation have to be solid. Otherwise none of that money stuff matters. 

It’s not enough to just want to better your finances. You have to ask yourself WHY! You have to make goals for yourself and your family. Picture your dream life. What does it look, sound, and smell like? What would it feel like if it became a reality? 

This is what you need to focus on before starting the process and throughout the entire process. Otherwise you’ll cave at the first true test of your new frugal way of life, and many others after that. 

If your mindset and motivation are rock solid in your mind then as life throws temptations your way you can ask yourself...

“Do I really want that designer handbag 👜 or do I want to be able to stay home with my kids someday?” 👦🏻🧒🏻 

“Do I really need the latest iPhone📱 or do I want to retire early?” 📆

“Do I want that Starbucks ☕️ or do I want to go on vacation next year?”🏝

Those little decisions add up to make a big difference in your future. So get your mindset right and then ask me how you can really get started on improving your finances. I’d love to help!

#mindset #goals #motivation #budgeting101 #debtfreelife #debtpayoff
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There are things I’m choosing to spend money on th There are things I’m choosing to spend money on that are not a necessity. In fact, some would say they are a luxury. But they are important to me. I’m frugal in many other ways so that I can pay for the things I do prioritize without guilt.

What are some things you prioritize that are wants but not needs?

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One of the most important things you can do once y One of the most important things you can do once you decide to pay off your debt once and for all is to stop using credit cards. Like right now! Quit cold turkey! Cut them up or put them in water and freeze them... whatever you have to do. But please stop using them!

If you have an emergency and don’t have enough cash to cover it, get creative. Find a way to make extra money or borrow it from a family member or friend. But don’t charge it to your credit card where it will accrue interest. Adding to your debt while trying to pay off debt is like trying to fill a leaky bucket. It just won’t ever work.

If you’ve made it your goal to pay off debt then make a commitment today to stop using your credit cards once and for all. I promise you’ll thank yourself later!

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A couple of weeks ago I was traveling with my fami A couple of weeks ago I was traveling with my family and our flights got delayed resulting in us getting home almost 8 hours later than planned. It was due to bad weather in the city where we had our connecting flight. I contacted the airline through their website’s chat feature and asked if there was anything they could do to change our flights and they said there were no alternate flights available. I asked if they offered any sort of refund or credit and they said I’d have to call their customer service number.

So last week I finally called them back and waited on hold for nearly 2 hours. When I explained the situation they told me they would send me a $100 voucher for each ticket! I made $300 for placing that call and waiting those 2 hours and it was so worth it!

There are some who feel uncomfortable asking for things like this or who don’t think it will work or isn’t worth their time. But why not at least try? And you don’t have to be angry or rude when you make this kind of call. I was very polite and told the customer service rep that I understood the issue was due to weather which is beyond their control, but was just wondering if there was anything they could do to make up for the inconvenience. No arguing necessary! I got the vouchers just for making the call and asking.

We’re going to Arizona for a wedding this fall and those vouchers will hopefully cover a good portion of the flight expense! 

It never hurts to ask! The worst they can say is no. Next time you’re inconvenienced by a business, try calling them and see what they’re willing to do for you! 

Have you ever done this before? What was the outcome?

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We unexpectedly got a $1,000 bill from the IRS thi We unexpectedly got a $1,000 bill from the IRS this week. I guess after we filed our taxes and they saw how much our income was last year they decided we didn’t really need that child tax credit they gave us after all.

It’s bad timing because we’re currently using any extra funds we have to pay for our bottom floor remodel, and now we’ll have $1K less this month than we planned. But we’ll be okay. It’s more of an inconvenience than anything else.

Here’s the moral of my story. Never trust that free money from the government is yours to keep. Whether it’s a tax credit, a stimulus check, or anything else. They can send you a bill and have you pay it back just as easily as they gave it to you. 

Did any of you have to give back your child tax credit?

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My husband and I used to get a tax refund every ye My husband and I used to get a tax refund every year and until a few years ago we thought it was a good thing. But tax refunds are actually not a good thing. Why? Because it means you paid too much to the government throughout the year and now they’re paying you back. That’s YOUR money they’ve been holding onto, using, making interest off of. You could have been taking home extra money each month and using it to pay down debt or build up your savings. Instead you gave it to them to hold onto until tax time. 

How can you avoid tax refunds in the future? One way is to ask your employer to give you a new W-4 tax form to fill out. A W-4 tells your employer how much federal income tax to withhold from your paycheck. You can make changes in the Other Adjustments section to have less tax withheld from your paychecks.

What will you do with your extra take home pay?

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Hope you all have a wonderful new year and may it Hope you all have a wonderful new year and may it be better than 2021! The past year has treated us well, all things considering. 

Our big goal for last year was to save up enough money to pay for a bottom floor remodel. We surpassed our savings goal and the remodel is starting later this month!

When you’ve spent so long saving money toward a goal if it feels so good (and also a little weird) to start spending the money once you’ve achieved the goal!

Our goal for 2022 is to keep saving and investing. What’s your financial goal for 2022?
Bad habits can lead to good ones if you learn from Bad habits can lead to good ones if you learn from your mistakes and make a conscious effort to correct them!

My mistake - not tracking my expenses throughout the month. I didn’t realize how much we were overspending.

My correction - this month the goal is no eating out more than twice a week. Plus, I’m only budgeting $250 instead of $300 to help offset some of last month’s costs.

We all make mistakes, and it does no good to beat ourselves up over it. Learn from your mistakes and change those bad habits into good ones!

#budgeting101 #debtfreelife #debtpayoff
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You could be making $500K a year and still be brok You could be making $500K a year and still be broke if you’re spending it as quickly as you make it. Or you can be making $50K a year and be much further along with your financial goals if you’re being strategic, intentional, and taking the time to budget and track your expenses.

Do you ever feel like you work so hard and have nothing to show for it? Do you ever say “I make too much money to be this broke!” Can you relate to this problem? If this is you, I guarantee some planning and tracking of your expenses will make a huge difference!

DM me if you need help getting started!

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I've been taking a weight lifting class on Monday I've been taking a weight lifting class on Monday mornings at my gym and I try to make it my goal to increase the weight I'm lifting each week.  Last week I was struggling and the coach told me I was lifting too much weight.  I got discouraged because I felt like if I'm not increasing my weight then I'm not making progress.  But he told me l will still gain strength by lifting less weight and doing more reps. 

It got me thinking... that same concept can apply to finances.  Sometimes we feel like we have to make these huge money moves in order to make any progress.  But it's actually the small and consistent things we do that make the biggest difference.  You don't have to struggle to find huge sums of money to throw at your debt.  Anytime you have a little extra, put it towards debt and little by little you'll see that balance go down. 

Don't get discouraged.  It's still progress!

#budgeting101 #debtfreelife #debtpayoff
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This type of post has become a trend in the financ This type of post has become a trend in the financial community over the last few days and it’s making me feel old. 😂 😩 😭 

But I couldn’t help myself, I had to jump on the bandwagon! 

How many of you grew up watching TGIF shows on Friday nights? 🙋🏻‍♀️ If this was you, are you investing in your retirement yet, cause it’s definitely time! 😂 

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The 2 hardest things I ever had to do in my life h The 2 hardest things I ever had to do in my life happened within a day of each other.

1. Watching my precious 6 year old son die of a sudden brain aneurysm. 
2.  Explaining to my daughter (his twin sister) the next morning that her brother had gone to heaven to be with Jesus. 

Today marks 8 years since we lost Lukas Christian and let me tell you, it never gets easier. There is never a day we don’t think of him, miss him, wonder what he would be like as a teenager, what life would be like if he was still with us. 

But the one thing we don’t do is worry about him. We know he’s safe in heaven with God, the saints, the angels, and our loved ones who have gone before him. And we know we will be reunited with him someday. It’s just that sometimes someday seems so so far way. 

I know this account is about finances and I don’t often get too personal here. But I want to tell you that the whole point of financial freedom is so that you can live life on your terms… even when life throws your worst nightmare at you. I can’t imagine how much worst things would have been if we couldn’t afford our son’s funeral or if we couldn’t afford for me to cut my work hours to part-time after he died so that I could be at home with my daughter after school. With financial stability you have the freedom to make the right decisions for your family instead of being at the mercy of what you can and can’t afford. 

I want you to chase after that freedom so that you can live your dream life. And I pray that you never live your worst nightmare like I did. Please treasure every moment you have with your loved ones - and especially your little ones. 👦🏻 👧🏻
Back to school shopping can be expensive, but it d Back to school shopping can be expensive, but it doesn’t have to be! Here are my best tips for saving money on school supplies! 

SAVE FOR LATER!

How do you save money on school supplies?

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What is your one main goal this week? Mine is to What is your one main goal this week?

Mine is to get back on track with being more consistent social media.

 #socialmedia #goals #mondaymotivation #treasurefortomorrow
It doesn’t matter how much I want financial securi It doesn’t matter how much I want financial security for you. You have to want it for yourself! I can talk to you about finances until I’m blue in the face but if you’re not willing to make the necessary sacrifices, I might as well be talking to the wall.

Motivation and commitment are the first steps to financial freedom, not budgeting and learning how to be frugal! You have to really want it or else you won’t stick with it.

Are you committed to turning your finances around once and for all? Are you sick and tired of stressing about money all the time? Book a discovery call with me and let’s chat! Link in bio.

#budgeting101 #debtfreelife #debtpayoff
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🤔 💭 Imagine if you were doing so well financially 🤔 💭 Imagine if you were doing so well financially that...

💲 You didn’t live paycheck to paycheck
💲 You no longer had any debt payments
💲 You didn’t have to check your bank balance often because you knew you had more than enough to cover expenses
💲 You finally felt like you had something to show for all your hard earned income

You don’t have to imagine. You can start working toward achieving a stress free financial life right now. Let me show you how!

What my clients and I work on together:
⭐️ Setting short and long term financial goals
⭐️ Creating a game plan for paying off debt
⭐️ Analyzing their spending and figuring out ways to cut back on expenses so they can ditch their debt even faster
⭐️ Tracking expenses so they know where their money is going
⭐️ Creating a monthly budget and an overall plan for their monthly income

Does this sound like the type of coaching you’ve been looking for? 👀 Interested in learning more? Book a free discovery call with me!  Let’s chat and explore how I can best help you reach your financial goals!

Link in bio!

Have questions? Please message me or leave them in the comments!

#budgeting101 #debtfreelife #debtpayoff #financecoach #financegoals #financialcoach #financialempowerment #financialgrowth #financialtransformation  #frugal #frugalliving #payoffdebt #personalfinancecoach #personalfinancetips #savingmoneytips #womenandmoney #thisisfrugalliving #treasurefortomorrow
I have a new blog post up and this time it’s from I have a new blog post up and this time it’s from special guest @erincandeloro She is a home organizer and she wrote a wonderful guest blog post about how to get your finances organized!

Sometimes the most overwhelming thing about getting your finances under control is getting the paper clutter under control. I’m talking receipts, bills, tax documents, etc. Once you get those organized and put systems in place for them, it makes it easier to do the rest. Erin shares her tips for the best way to get started with organizing your finances.

Check it out at http://www.treasurefortomorrow.com/get-organized/

#budgeting101 #debtfreelife #debtpayoff
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